The Benefits of a PPO Dental Plan

Freedom to choose any dental provider

Unlike some dental plans, PPO plans offer flexibility in choosing the dentist or specialist of your choice. PPO plans have a network of preferred providers who offer services at discounted rates, but you're not limited to only seeing dentists within this network. You have the freedom to visit any licensed dentist of your choice, whether they're in-network or out-of-network. This flexibility allows you to continue seeing your current dentist or select a new provider based on your preferences, location or specific dental needs.

Cost savings

Visiting an in-network provider, you'll automatically qualify for instant savings! Dentists within the network have negotiated discounted rates, resulting in lower out-of-pocket costs for Magnum members. Even if you choose to see an out-of-network dentist, you can still receive coverage, although your out-of-pocket expenses may be higher. By utilizing in-network providers, you can maximize your benefits and save money on routine check-ups, preventive care, and dental treatments.

No referrals required

If you need specialized dental care, such as oral surgery or root scaling, you can directly schedule an appointment with a specialist within or outside the network without obtaining a referral. This streamlined process allows you to access necessary dental treatments promptly and efficiently, without additional administrative hurdles or delays.

Frequently asked questions about PPO dental plans

How do I find a dentist in the PPO network?

Our online provider directory makes finding an in-network dentist easy. Simply visit the Ameritas Provider search page, type in your zip code and view participating dentists in-network close to you. You can also contact our licensed support agents for assistance in finding a provider near you. 

What are the potential savings of in-network providers? 

Within the Ameritas Dental Network available to Magnum members, you can expect to see lower rates of between 25-50%! That's a lower rate on services plus your plan benefits doubling to lower your out-of-pocket costs even further.