Magnum Dental Insurance Plans
Shop our budget-friendly PPO dental plans that make protecting your smile a breeze.
Shop our budget-friendly PPO dental plans that make protecting your smile a breeze.
No Waiting Periods
Budget-Friendly Premiums
Large Network of Providers
25-50% In-Network Savings
Preventive, Basic and Major Coverage
25-50% In-Network Savings
Preventive, Basic and Major Coverage
Compare our dental plans to find the plan that works for you. Need help finding a dental plan? Call or live chat with our insurance specialists, and we'll help guide you each step of the way.
Designed to provide essential coverage with a low-cost premium, with the Magnum 750 plan, you can enjoy peace of mind knowing that you’re protected against unexpected dental expenses.
Preventive care: 100% (no waiting period)
- Checkups, cleanings and routine X-rays
Basic care: 50% (6/month waiting period)
- Fillings, sealants, diagnostic, full or panoramic X-rays
Major care: 10% (12/month waiting period)
- Simple extractions, dentures, crowns, oral surgery & more
Extend your coverage and take it up a notch with our Magnum 1000 plan ensuring you can maintain your oral health without the worry.
Preventive care: 100% (no waiting period)
- Checkups, cleanings and routine X-rays
Basic care: 70% (6/month waiting period)
- Fillings, sealants, diagnostic, full or panoramic X-rays
Major care: 35% (12/month waiting period)
- Simple extractions, dentures, crowns, oral surgery & more
Get the ultimate comfort knowing you're well protected with our highest coverage dental plan, the Magnum 1250 plan.
Preventive care: 100% (no waiting period)
- Checkups, cleanings and routine X-rays
Basic care: 80% (6/month waiting period)
- Fillings, sealants, simple extractions, diagnostic, full or panoramic X-rays
Major care: 50% (12/month waiting period)
- Dentures, crowns, oral surgery & more
Our PPO dental plans work by connecting you with a network of dentists who have contracted with the Ameritas Dental network to provide discounted services. You can visit any dentist of your choice, but you'll maximize your benefits by choosing an in-network provider. If you visit an out-of-network dentist, you may still receive coverage, but your out-of-pocket costs may be higher.
Find a dentist here.
To make the most of your PPO Dental Plan, take advantage of your 100% covered preventive visits. By staying proactive about your oral health, you can help prevent more extensive dental issues down the road. And when you're in need of a dental procedure, you'll have peace of mind knowing you have coverage.
Gain immediate access to dental care and see your dentist as early as tomorrow.
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FAQ section
You might be able to deduct the cost of dental insurance if it’s for medical rather than cosmetic purposes. Work with a tax expert to determine if you can indeed deduct your dental insurance and dental care expenses.
There are a lot of things to consider when searching for the right dentist. It’s wise to see a professional who has a positive reputation, years of experience, and the ability to provide top-quality care with the latest tools and technology. Also keep in mind that some dentists work with both children and adults, while pediatric dentists focus on kids. You can look through your insurance provider’s network to find a dentist that will help you save.
Dual coverage, which involves having two dental plans, may be possible if you’d like to take that route. However, you can’t buy two separate Spirit Dental plans. Also, we don’t coordinate benefits and don’t check if another insurance provider has covered a portion of a procedure. Instead, we determine coverage based off the entire procedure.
With a wide variety of policies to choose from, you can turn to Spirit Dental when you want a family plan that will be affordable and give you the right amount of coverage. Contact us if you need help selecting the plan that’s ideal for you and your budget.